Owning a Tesla in Florida: tax, charging and hurricanes

Facts last checked . Prices and incentives change often; confirm with Tesla and the program before you order.

Florida has no state EV rebate, but it has two quieter advantages. The county surtax on a car only applies to the first $5,000 of the price, so your all-in tax stays close to 6% wherever you live, and there is no winter range loss to plan around.

The Florida-specific risk is water. After recent hurricanes, the state fire marshal and NHTSA warned that EVs submerged in salt water can catch fire days later. If a storm is coming, move the car to higher ground, and do not park a flooded EV in a garage.

Model 3 Standard RWD with fees and 6% tax
$40,948
Home charging, per year
$504
Fuel saved vs gas, per year
$1,132

Tesla prices in Florida with tax

ModelBase priceDestination + order feeTax (6%)Total
Model 3 Standard RWD$36,990$1,640$2,318$40,948
Model 3 Premium RWD$42,490$1,640$2,648$46,778
Model Y Standard RWD$39,990$1,640$2,498$44,128
Model Y Premium RWD$45,990$1,640$2,858$50,488

Florida’s state rate is 6%. County discretionary surtax (0.5% to 2%) applies only to the first $5,000 of a vehicle’s price, so it adds at most about $100. Base prices are Tesla’s US prices as reported on 2026-10-26 (tesla.com could not be checked directly). Tax is applied to price plus fees, which is a simplification: title, registration and local fees are extra. Every trim and state is in Tesla price by state.

Rebates and incentives in Florida

Federal $7,500 clean vehicle tax credit

Ended

Ended for vehicles acquired after September 30, 2025. Any page still promising $7,500 off a new Tesla is out of date.

Federal car loan interest deduction

Limited

For 2025 to 2028, buyers who finance a new US-assembled vehicle for personal use can deduct up to $10,000 a year of loan interest, phasing out at higher incomes. Model 3 and Model Y sold in the US are assembled in California or Texas. Confirm your eligibility with a tax professional.

State EV rebate

Ended

Florida has no state purchase rebate or tax credit for EVs.

Utility EV programs

Limited

FPL, Duke Energy Florida and Tampa Electric run EV programs that change often, from home charger subscriptions to off-peak rates. Check your utility’s current offer.

More on what replaced the federal credit: Tesla tax credit ended.

Charging costs in Florida

Electricity rate used
15¢/kWh
Cost per 100 miles
$4.20
Gas car, per year
$1,636

Average residential rate, 15.0¢/kWh (EIA, August 2026). Gas: AAA state average for regular, 2026-10-26. Assumes 12,000 miles a year, 0.28 kWh per mile for a Model 3 including charging losses, and a 30 mpg gas car at about $4.09/gal. Prices last checked October 26, 2026; we refresh them monthly. Run your own numbers in the savings calculator.

Utility plans worth knowing

  • •FPL EVolution Home: Level 2 charger installed for a monthly fee, with off-peak charging
  • •Duke Energy Florida: EV and time-of-use programs
  • •Tampa Electric (TECO): residential EV programs

Owning a Tesla in Florida

  • •Never leave an EV that sat in salt water in or near a garage; get it inspected first.
  • •Heat and humidity mean heavy air-conditioning use, but no winter range loss.
  • •County surtax is capped at the first $5,000 of the price, so where you register barely changes the tax.

Tesla delivers across the state, including Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale and St. Petersburg.

Florida Tesla questions

How much does a Tesla Model 3 cost in Florida?

The Model 3 Standard RWD starts at $36,990. Add Tesla's $1,640 destination and order fee and the 6% state rate used on this page and it comes to about $40,948 before title and registration. Florida’s state rate is 6%. County discretionary surtax (0.5% to 2%) applies only to the first $5,000 of a vehicle’s price, so it adds at most about $100.

How much sales tax will I pay on a Tesla in Florida?

6% state tax on the full price, plus your county’s surtax on only the first $5,000. On a $42,490 Model 3 Premium RWD that is about $2,550 plus up to $100 of surtax.

Does Florida have an EV rebate?

No. Florida has no state EV rebate or tax credit. Savings come from cheaper fuel and any utility program you join.

Is a Tesla safe in a Florida hurricane?

Driving in rain is fine, but salt-water flooding is the danger. Move the car to higher ground before a storm, and if it was submerged, keep it outdoors and away from buildings until it is inspected.

What does it cost to charge a Tesla at home in Florida?

At 15¢/kWh, a Model 3 costs about $4 per 100 miles to charge at home, or roughly $504 a year, versus about $1,636 for a comparable gas car.

More answers in the Tesla FAQ.

Guides for US buyers

Compare other states